News & Insights

Stay updated with the latest developments from the XRP Echo validator, token governance, and the broader XRPL ecosystem.

Ripple CTO David Schwartz Releases Full XRPL Hub Metrics to the Public

David Schwartz, the Chief Technology Officer at Ripple, has disclosed comprehensive operational metrics of the XRP Ledger (XRPL) Hub, thereby transitioning it from an internally utilized node to a publicly accessible reference. He provided details about the hub's connection status, software updates, and traffic performance. The XRPL Hub has been running smoothly on version 2.6.2 for over a month without any reported problems.

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XRP Ecosystem Expands as Anodos Launches Passkey-Secured XRPL Wallet

Anodos Labs, a fintech startup, has launched Anodos Wallet, a new product designed to enhance user experience with the XRP Ledger (XRPL), one of the leading platforms for cryptocurrency transactions. The Anodos Wallet aims to revolutionize how users interact with XRPL by simplifying the process of onboarding. It introduces a user-friendly, passkey-secured sign-up process that contrasts with the traditionally complex Web3 onboarding methods, thereby making the process of creating a self-custodial account significantly faster and more accessible. With the use of device biometrics, what typically took 15 to 30 minutes can now be accomplished in mere seconds.

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Ripple 23:00, 20 Nov 2025

Something Big Coming For XRP? Ripple Engineer Reveals Major Development

The XRP community has been given a hint of upcoming excitement as RippleX’s Head of Engineering, J. Ayo Akinyele, has spoken about the potential for a significant development in the ecosystem. He is exploring the idea of introducing native staking to the XRP network, hinting at transformative growth for the cryptocurrency that has long been recognized for its speed and efficiency in payment processing and is now expanding to handle tokenized assets and provide real-time liquidity.

bitcoinist.com

XRP Ledger Could Gain Major Upgrade as Ripple Explores Staking, Smart Contracts, and New DeFi Tools

Recently, Ripple executives revealed plans to evolve the XRP Ledger (XRPL) by adding staking and smart contract capabilities. Ayo Akinyele, Ripple's engineering head, outlined that as the XRP use cases broaden beyond fast, low-cost payments to handling tokenized assets and supporting real-time liquidity across markets, there is an increasing institutional adoption. This adoption is exemplified by financial giants like Mastercard using the RLUSD stablecoin on XRPL and the launch of the first spot XRP ETF by Canary.

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Top 5 Catalysts Behind XRP’s $5 Price Prediction for Q4 2025

In 2025, Ripple has continued to expand its business while concluding a significant 5-year legal battle with the Securities and Exchange Commission. Despite Ripple's achievements, its native token XRP is not performing at its peak, remaining 33% below its highest value of $3.84, while market enthusiasts are now aiming for a $5 target price.

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XRP Takes Center Stage as Ripple Evolves Into a Global Finance Leader — CNBC Report

Ripple Labs has embarked on a bold journey to redefine itself from a company primarily focused on digital assets to a robust player in the traditional financial sector by harnessing blockchain technology. The company's aggressive expansion strategy has led to nearly $4 billion in acquisitions, propelling its market valuation to an impressive $40 billion.

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XRPL Smart Contracts Go Live on AlphaNet, Ushering in a New Era of On-Chain Utility for XRP

The XRP Ledger (XRPL), initially released in 2012, is poised for a significant evolution with the launch of native smart contract capabilities on its AlphaNet test environment. This new feature represents a substantial enhancement for the ledger, providing developers with a real-world environment to create, test, and refine decentralized applications (dApps) directly on the XRPL platform.

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How Ripple’s Partnership With Mastercard Could Transform XRP Adoption

A notable collaboration between Mastercard, Ripple, and Gemini is set to introduce a new credit card transaction settlement method using Ripple's RLUSD stablecoin on the XRP Ledger. This groundbreaking initiative will integrate Gemini's credit card, issued by WebBank, with a blockchain-based settlement network, intending to replace the conventional interbank transfer process. The pilot, awaiting regulatory consent, is expected to launch soon. This marks one of the few instances where a fully regulated U.S. bank is directly engaging with a public blockchain.

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XRP Ledger Sees 8-Month High in Wallet Creation as Price Recovers

In recent developments, the XRP Ledger (XRPL) has seen a marked increase in adoption, most notably through the creation of 21,595 new XRP wallets within a 48-hour period. This level of growth has not been observed in the past eight months and signifies a substantial spike in interest in XRPL's offerings. The XRPL, established in 2012, is a decentralized blockchain platform geared towards business use, particularly for expediting low-cost, global payments on the Ripple network.

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Ripple Announces Major Partnership With Mastercard To Power Payments With XRP Ledger

Ripple, the crypto payments company, has taken a significant step forward by partnering with global financial services giant Mastercard. The collaboration's main focus is to utilize the RLUSD stablecoin on the XRP Ledger (XRPL) to improve and modernize the processing of fiat card transactions. By doing so, Ripple and Mastercard aim to integrate blockchain technology with the conventional banking infrastructure, offering a solution that promises increased speed, transparency, and adherence to compliance in transaction processing. This strategic move is expected to enhance Ripple's positioning in the competitive digital asset payment industry and is indicative of the rising acceptance of Ripple's payment solutions across the financial sector.

bitcoinist.com

Ripple CTO Stacks XRP Ledger Against Other Blockchains, What’s The Catch?

David Schwartz, the Chief Technology Officer of Ripple, has recently sparked a conversation regarding the level of decentralization offered by the XRP Ledger compared to other blockchain technologies. Schwartz's point of view, highlighted by an account named Stellar Ripple on social media, calls into question whether current blockchain systems genuinely facilitate decentralization or if they merely replace traditional middlemen with new forms of control.

bitcoinist.com

Ripple (XRP) Price Prediction for End of July

The cryptocurrency space is witnessing an exciting period as Bitcoin flirts with new all-time highs, and Ripple’s XRP showcases momentous growth, recently eclipsing the $3 threshold and moving closer to its historic peak. The renewed surge in XRP's value is catalyzed by both technical developments and an uptick in market activity.

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1. GENIUS Act 2. Ripple 3. XRP 07:19, 18 Jul 2025

Ripple CEO Hails GENIUS Act as Historic Milestone for US Fintech

The GENIUS Act stands as a significant milestone for the fintech and digital assets industry, particularly impacting the company Ripple and its associated cryptocurrency XRP. With Ripple CEO Brad Garlinghouse proclaiming the act as a historic moment, the legislation aims to set out explicit regulations for stablecoin issuers. This move paves the way for greater innovation and stability within the sector by imposing requirements such as a 1:1 reserve backing with U.S. dollars or Treasury bills, mandatory monthly transparency reports, annual audits, and the stipulation that only regulated financial institutions can issue dollar-backed stablecoins.

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XRP Ledger Adoption Grows Rapidly—Will 430% Payment Surge Boost XRP Price?

The XRP Ledger (XRPL), spearheaded by Ripple, is experiencing a notable expansion as it ventures into becoming a high-speed, low-cost payment network, and simultaneously marking its presence within the decentralized finance (DeFi) and tokenization sectors. Recent statistics indicate a staggering 430% increase in weekly payment transactions over the past two years, with over 8 million transactions recorded in 2025 alone, representing nearly two-thirds of XRPL's entire on-chain activity. This surge demonstrates the ledger's growing prominence as a settlement layer favored for speedy and economical cross-border transactions.

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XRP Ledger’s New EVM Sidechain Unlocks Multi-Chain Liquidity for DeFi Builders

The XRP Ledger (XRPL) recently celebrated a significant development with the launch of its EVM Sidechain on the mainnet. This landmark move is poised to greatly enhance the ecosystem's functionality without altering its core principles. XRP has been designated as the gas token for this new addition, suggesting potential for increased valuation.

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Ripple Code Leak Suggests Direct XRP Tie to ISO 20022 Standard

A recent revelation by a community researcher nicknamed "SMQKE" has reignited discussions within the XRP community about the cryptocurrency's compatibility with the ISO 20022 standard, which is used for electronic data interchange between financial institutions. SMQKE shared images that appear to demonstrate references to the ISO 20022 standard within Ripple's JSON schema, suggesting that the XRP cryptocurrency might be capable of aligning with institutional payment infrastructures.

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