News & Insights

1. Ripple 2. XRP 3. Blockchain 16:30, 24 Nov 2025

Will Ripple Replace Banks Soon? Why XRP Is At The Center Of It All

The digital currency XRP, associated with the company Ripple, has been at the forefront of discussions concerning its potential to revolutionize traditional banking structures. Paul Barron, the founder of the Paul Barron Network, has promoted the viewpoint that XRP could assume key roles of the current financial system due to its unique attributes and technological framework.

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XRP ETFs 00:00, 22 Nov 2025

Ripple CEO Predicts XRP Rush, What Does He Mean?

XRP is entering a promising new phase with the rollout of Spot XRP Exchange-Traded Funds (ETFs), drawing significant attention from industry experts and investors alike. Ripple CEO Brad Garlinghouse anticipates a surge in interest following recent developments, despite the cryptocurrency currently experiencing bearish price trends. The introduction of Bitwise's Spot XRP ETF on the New York Stock Exchange has marked an important milestone, offering institutional investors a new avenue to gain exposure to XRP.

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Ripple 23:00, 20 Nov 2025

Something Big Coming For XRP? Ripple Engineer Reveals Major Development

The XRP community has been given a hint of upcoming excitement as RippleX’s Head of Engineering, J. Ayo Akinyele, has spoken about the potential for a significant development in the ecosystem. He is exploring the idea of introducing native staking to the XRP network, hinting at transformative growth for the cryptocurrency that has long been recognized for its speed and efficiency in payment processing and is now expanding to handle tokenized assets and provide real-time liquidity.

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XRP Ledger 22:00, 07 Nov 2025

Analyst Shares Theory On Who Really Built The XRP Ledger And Why Ripple Will Be The Most Valuable Company

An intriguing theory has been circulated by an analyst known as unknowDLT concerning Ripple's XRP Ledger, suggesting that its origins may be more closely tied to the US government than previously thought. The claim is that the XRP Ledger was not merely adopted but actually constructed by US entities, stemming from the Ledger's key attributes which closely align with governmental priorities. These include its speed, traceability, compliance, and seamless global interoperability - features that are commonly associated with a central banking system rather than a privately initiated blockchain endeavor.

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1. Blockchain 2. Stablecoin 3. Fed master account 07:00, 07 Nov 2025

Ripple CLO Sees ‘Skinny’ Fed Account As Solution To Banking Concerns, Touts Benefits

Ripple, a blockchain payment company, has shown interest in the idea of a “skinny” Federal Reserve (Fed) payments account designed specifically for non-bank entities. The company's chief legal officer, Stuart Alderoty, voiced support for this concept during an interview with Reuters, suggesting that it has the potential to reassure traditional banks that fear financial stability and competitive risks associated with increased competition from less regulated non-banks.

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XRPL 20:00, 06 Nov 2025

Ripple CTO Explains Real Value Of XRP Ledger And Why It Doesn’t Trigger Price Rallies

David Schwartz, the Chief Technology Officer of Ripple, has outlined the real value of the XRP Ledger (XRPL) and its role in influencing the value of the XRP token. Schwartz emphasized that the ledger's design was focused on providing a fast, inexpensive, and reliable native token, decentralized exchange (DEX), and payment system to serve the needs of those requiring such services. He clarified that the primary objective of the XRPL was not to drive up the price of XRP or create artificial rallies for the token.

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1. Blockchain 2. Stablecoin 3. XRP Ledger 17:00, 06 Nov 2025

Ripple Announces Major Partnership With Mastercard To Power Payments With XRP Ledger

Ripple, the crypto payments company, has taken a significant step forward by partnering with global financial services giant Mastercard. The collaboration's main focus is to utilize the RLUSD stablecoin on the XRP Ledger (XRPL) to improve and modernize the processing of fiat card transactions. By doing so, Ripple and Mastercard aim to integrate blockchain technology with the conventional banking infrastructure, offering a solution that promises increased speed, transparency, and adherence to compliance in transaction processing. This strategic move is expected to enhance Ripple's positioning in the competitive digital asset payment industry and is indicative of the rising acceptance of Ripple's payment solutions across the financial sector.

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1. Digital asset custody 2. Blockchain-based finance 3. Cross-border transactions 01:00, 06 Nov 2025

Ripple Makes Another Major Acquisition As Battle Against SWIFT Rages On

Ripple has increased its efforts to transform the global payments landscape by acquiring Palisade, a digital asset custody infrastructure firm. This acquisition, the fourth in a series of recent strategic moves by Ripple, signals an intensification of its efforts to compete with SWIFT, the established global payment messaging network.

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blockchain 07:00, 04 Nov 2025

Ripple Prime Unveils OTC Spot Brokerage: What Does It Mean For US Investors?

Blockchain payment company Ripple is catering to the increasing interest of US investors in cryptocurrency solutions by launching its digital asset spot prime brokerage services, known as Ripple Prime, in the American market. This new platform enables institutional clients based in the United States to carry out over-the-counter (OTC) transactions across a variety of digital assets, including Ripple's native token XRP and its US dollar-pegged cryptocurrency, RLUSD.

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1. Decentralization 2. XRP Ledger (XRPL) 3. Blockchain 01:00, 01 Nov 2025

Ripple CTO Stacks XRP Ledger Against Other Blockchains, What’s The Catch?

David Schwartz, the Chief Technology Officer of Ripple, has recently sparked a conversation regarding the level of decentralization offered by the XRP Ledger compared to other blockchain technologies. Schwartz's point of view, highlighted by an account named Stellar Ripple on social media, calls into question whether current blockchain systems genuinely facilitate decentralization or if they merely replace traditional middlemen with new forms of control.

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1. Ripple National Trust Bank 2. National trust bank charter 3. RLUSD stablecoin 01:00, 31 Oct 2025

The Deadline For The Ripple Bank Is Almost Here – Important Date draws Close

Ripple, a prominent player in the cryptocurrency industry known for its cross-border payment solutions, is nearing a significant turning point in its venture into the sphere of traditional finance. The company is awaiting a crucial decision from the US Office of the Comptroller of the Currency (OCC) regarding its application to operate as a national trust bank under the name Ripple National Trust Bank. With this move, Ripple is aiming to extend its services to include fiduciary activities such as custody and the infrastructure support for its RLUSD stablecoin, representing a considerable expansion from its core business.

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1. Zero-Knowledge Proofs 2. ZKProver 3. Shielded Transactions 23:00, 30 Oct 2025

XRP Ledger Just Got More Private With This Latest Upgrade From Ripple

The Ripple network has just rolled out an important upgrade to the XRP Ledger that significantly enhances its privacy features. With the integration of new privacy tools, including Zero-Knowledge Proofs (ZKPs), the network allows users to confirm transactions with anonymity, protecting user and payment information during the process.

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Ripple 02:30, 20 Jul 2025

Ripple CEO Says Likens GENIUS Act To Major Regulation After 2008 Finanical Crisis

In a significant development for Ripple and the cryptocurrency sector, US President Donald Trump has signed the Guiding and Establishing National Innovation for US Stablecoins Act, also known as the GENIUS Act. Ripple's CEO, Brad Garlinghouse, has described the legislation as a vital milestone similar to the regulatory changes following the 2008 financial crisis. He believes that this act marks a pivotal moment for digital currencies in the US, indicating a decisive step toward regulatory certainty and strengthening the nation's leadership in the competitive financial technology (fintech) industry.

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1. Ripple 2. SWIFT 3. XRP 22:00, 04 Jul 2025

Ripple To Replace SWIFT? XRP Analyst Breaks Down Recent Developments

The debate over Ripple's potential to surpass SWIFT as the leading network for global interbank financial communication has been reignited in the cryptocurrency market. A well-known XRP analyst has identified a pivotal shift in Ripple's payment infrastructure that could signal a significant challenge to SWIFT's longstanding dominance over international cross-border transactions.

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Blockchain 08:00, 03 Jul 2025

Ripple Joins Ranks Of Crypto Companies Seeking Banking Licenses In The US

Blockchain payment company Ripple is making notable strides in the financial industry by applying for a national bank charter in the United States. The company's CEO, Brad Garlinghouse, announced this development on social media, which marks a significant step in Ripple's growth and the broader acceptance of crypto firms within the traditional financial system.

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1. Ripple 2. SEC 3. XRP 20:00, 01 Jul 2025

Ripple Vs. SEC Lawsuit Nears End — Why The July 3rd Date Is Important

The conclusion of the Ripple vs. SEC lawsuit appears to be in sight as both parties move to drop their appeals. Ripple has already decided to drop its cross-appeal, drawing attention to a closed-door SEC meeting scheduled for July 3, which could precipitate the end of the lawsuit. While the crypto community, particularly supporters of XRP, anticipate decisive outcomes from this meeting, there is speculation on whether the SEC will indeed drop its appeal during that session.

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Blockchain 13:00, 04 Jun 2025

Ripple CEO Brad Garlinghouse Dispels Circle Acquisition Rumors

In recent discussions, Ripple CEO Brad Garlinghouse has clarified the company's strategic focus and dispelled rumors about potential acquisitions. In a social media post, Garlinghouse addressed speculation regarding Ripple's interest in acquiring Circle - the issuer of USDC, which is the second-largest stablecoin in the market by trading volume. He made it clear that Ripple had not pursued Circle's acquisition, emphasizing the company's commitment to its own path and goals.

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Ripple 05:00, 04 Jun 2025

Ripple Expands Middle East Presence as RLUSD Gains Approval in Dubai

Ripple, a prominent player in digital asset infrastructure, has reached a significant milestone by obtaining regulatory approval from the Dubai Financial Services Authority (DFSA) for its US dollar-backed stablecoin, RLUSD. With this approval, Ripple will be able to introduce RLUSD into the Dubai International Financial Centre (DIFC), a key financial hub in the Middle East. The stablecoin is set to provide a reliable payment rail within Ripple's existing platform, which is already licensed by the DFSA. This move signals the beginning of a new phase in Ripple’s efforts to expand its services and influence across the region.

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1. XRP 2. Futures 3. CME Group 18:00, 21 May 2025

Ripple Issues Stern Warning To Investors As CEO Celebrates New XRP Milestone

XRP, a prominent cryptocurrency, is poised to garner significant attention from institutional investors following its inclusion in the offerings of the CME Group, one of the world's most significant derivatives marketplaces. The creation of XRP and Micro XRP futures contracts, which was eagerly shared by Ripple’s CEO, Brad Garlinghouse, on social media, represents a crucial breakthrough for the digital asset. This development not only enhances the visibility of XRP but also signals the cryptocurrency's ascending stature in the financial sector, particularly among professional investors more accustomed to regulated financial instruments.

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Blockchain 01:30, 09 May 2025

Ripple Vs. SEC Battle Update: Crypto Firm Seeks Final End To Legal Turmoil

In what could be a defining moment for the regulation of cryptocurrencies in the United States, Ripple, a notable blockchain company, has made a significant update on its legal proceedings with the U.S. Securities and Exchange Commission (SEC), possibly signaling the endgame of a contentious lawsuit.

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Blockchain 11:00, 01 May 2025

Ripple Attempts $5 Billion Takeover Of USDC Issuer Circle, Bid Rejected

Ripple Labs, a major player in the blockchain payment industry, has shown significant interest in expanding its reach in the stablecoin market by attempting to acquire Circle Internet Group, the issuer of the USDC stablecoin. Ripple made a bid to purchase Circle at an estimated value ranging between $4 billion to $5 billion. However, Circle has rejected this bid, considering it too low.

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